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Financial Service
Reduce the cost of using customers' equipment, improve the efficiency of using equipment, and help customers take root and deepen their industry
ERATRUCK financial business covers
Traditional business segments
Traditional business segments of engineering machinery such as Sinotruk trucks, Shaanxi Automobile trucks, Foton trucks, trailer customization, etc.
Emerging business segments
Truck accessories, second-hand car sales, etc.
Various business models
At the same time, we actively expand industrial businesses such as commercial vehicles, new energy and core components, and build a business system that focuses on serving Times Tiancheng Group and upstream and downstream industrial chains to meet the needs of various business scenarios.
Financial business advantages
Brand prominence
Relying on XCMG's strong brand value and influence, and based on the high-end engineering equipment industry, we will continue to expand our business channels and scope, work with selected partners, and polish our golden signboard with professional and efficient financial service solutions.
Professional team
With a professional team of talents in finance, law, finance, asset management and other fields, strong human resources guarantee helps the company operate efficiently and ensures that it can provide customers with the best financial service solutions.
Rich products
Meet the different development stages and different types of capital needs of customers, and provide customers with financial services throughout their life cycle; build a "1+N" financial product spectrum to meet the personalized needs of customers and provide customers with tailor-made financial services.
Efficient service
Based on a comprehensive internal control system, we standardize and compliantize financial services, and successively launch intelligent financial technology tools such as XCMG Financial Services APP and business and financial integration system to improve service efficiency and level. We have standardized service processes and standards to ensure timely and efficient services to customers.
Financial Model
The lessee puts forward specific requirements for the equipment and the choice of the supplier. The lessor invests in the purchase of equipment from the supplier and rents it to the lessee for use. The lessee pays the rent to the lessor in installments.
Business Features
Simple procedures, convenient operation, does not occupy the enterprise's credit line, improves the enterprise's operating flexibility, improves financial statements, accelerates depreciation, has tax-saving functions, and flexible use of funds.
Want to Speak to Us?
The quickest way to identify the best solution for your needs is to speak with one of experts. We'll be able to quickly narrow down your options and give you objective advice on the best fit.
